Home Insurance

As the polar vortex returns, learn how to protect your home from frozen pipes and understand your insurance coverage for burst pipes.

Triple-I's Resilience Hub aims to empower consumers with data to make informed decisions about their exposure to natural catastrophes. The project, in collaboration with Aon and Colorado State University, tracks hurricane paths and flood insurance rates, and seeks to drive behavioral change for greater resilience.

This article discusses the impact of flooding on communities and the importance of flood insurance and a resilience mindset in disaster recovery.

This article discusses the critical importance of flood insurance in the United States, highlighting the underinsurance of this peril despite its prevalence in natural catastrophes. It also explores the growing risk and cost of flooding due to increased development in flood-prone areas and the emerging market for flood insurance.

This article explores the affordability of homeowners insurance, discussing average premiums, the financial burden perception, and the importance of customer service in the market. It also introduces emerging trends like parametric insurance and offers practical advice for potential policyholders.

This article discusses the rise of backyard fireworks displays amidst the pandemic, the dangers of mishandled fireworks, and understanding insurance coverage for fireworks-related incidents.

This article explores the insurance claims, building codes, and long-term considerations arising from the Champlain Towers South collapse in Surfside, Florida. It emphasizes the need for increased insurance limits, more stringent building codes, and regular inspections to prevent future disasters.

A study by Stanford University researchers reveals the growing costs of flooding in the United States due to climate change, highlighting the need for flood mitigation and insurance coverage.

Sea Isle City's successful regaining of its Class 3 rating under FEMA's NFIP CRS highlights the town's commitment to effective flood management. This achievement not only benefits property owners with reduced insurance premiums but also sets a precedent for other communities to follow.

This article provides guidance on staying safe, reporting property damage, and utilizing resources for recovery in the aftermath of Hurricane Ida. It emphasizes the importance of quick action and staying informed to avoid scams and facilitate a smoother claims process.

This article discusses the significant insured losses resulting from severe weather events in the United States, particularly focusing on the impacts of the Polar Vortex and convective storms. It highlights the economic and human toll of these disasters, with Texas being a focal point due to its extensive damage. The article also emphasizes the importance of proper insurance coverage and preparedness for extreme weather conditions.

Florida's recent legislative actions to address sea level rise and flooding highlight a significant shift in climate risk management. This article explores the new bills, Florida's vulnerability, and the role of insurers in promoting resilience.

This article delves into the insights provided by Triple-I experts on the 2024 hurricane season, discussing the rapid intensification of Hurricane Beryl, broader climate-related risks, and the preparedness and challenges faced by the insurance industry.

This article explores how the COVID-19 pandemic has influenced various sectors of the insurance industry, including auto, business interruption, and workers' compensation insurance. It highlights key developments and offers practical advice for policyholders.

This article discusses the alarming trend of extended wildfire seasons in California and across the West, the responses from the government and insurance industry, and the role of human-caused wildfires in exacerbating the situation. It also provides useful tips for readers to prepare for wildfires.

This article discusses the impact of Hurricane Helene on the southeastern United States, highlighting the need for improved inland flood resilience planning and insurance uptake. It also explores the inland flood protection gap and suggests ways to address it through education and innovative insurance tools.

Triple-I's Town Hall in Washington, D.C., brought together experts to discuss the shift from an insurance crisis to a risk crisis perspective, emphasizing the need for innovation, strategic mitigation, and effective government policies.

This article discusses the role of advanced analytics in revolutionizing flood risk assessment and insurance pricing, highlighting the potential of companies like 7Analytics to bridge the U.S. flood protection gap. It also provides practical advice for readers on navigating the evolving landscape of flood insurance.

This article explores how advancements in data collection and computing power are transforming flood insurance, making it a viable opportunity for insurers. It discusses the role of data in accurate risk assessment and the impact of NFIP's Risk Rating 2.0, offering insights for both property owners and insurers.

This article explores the concept of triskaidekaphobia and how an HO-3 insurance policy can protect homeowners against more than 13 perils. It also provides useful tips for homeowners to ensure they have adequate insurance coverage.

The total value of lightning-caused homeowners insurance claims rose more than 30 percent in 2023, driven by rising inflation and severe convective storms. Florida and Texas are among the top states for lightning claims, highlighting the importance of lightning protection systems.

This article provides a detailed guide on managing insurance claims post-disaster, highlighting the steps involved, the importance of prioritization in claims handling, and the necessity of meticulous documentation.

This article discusses the impact of Hurricane Hanna on Texas, focusing on wind damage, flooding, and the importance of flood insurance. It also provides useful tips for readers regarding insurance policies and disaster preparedness.

This article provides a comprehensive overview of the 2020 hurricane season forecast, emphasizing the importance of preparedness and safety measures for coastal residents. It includes historical data comparisons and practical tips for navigating an active hurricane season.