Business Insurance

This article discusses Apple's strategic decision to close two stores in the Dallas suburbs, potentially in response to patent troll litigation in the Eastern District of Texas. It also explores the broader implications of fiscal competition and patent law for businesses.

This article discusses the resilience of the shipping industry amidst the COVID-19 pandemic and the new risks that have emerged, including crew changes, safety, and cyber threats. It highlights the importance of crew welfare, cybersecurity, and adherence to safety protocols to navigate these challenges.

This article discusses the resilience of the workers compensation insurance sector during the COVID-19 pandemic, its steady performance amidst market volatility, and the need for modernization to stay relevant in the future.

This article provides a comprehensive guide to understanding business insurance coverage during civil unrest, with insights into property damage, business interruption insurance, and practical tips for business owners.

Swiss Re's chief economist warns that the failure of 'zombie companies' could hinder economic recovery, prompting insurers to reduce risk and increase premiums. This article explores the phenomenon of zombie companies, the illusion of economic strength, and the implications for insurers and policyholders.

This article delves into the critical role of marine insurance in the wine industry, highlighting its importance in protecting businesses throughout the supply chain. It discusses the various risks involved in wine production and the types of insurance coverages available, providing valuable insights and practical advice for industry professionals.

This article explores the implications of an inverted yield curve for the insurance industry, discussing historical data, potential impacts on profitability, and strategic adjustments insurers can make to mitigate risks.

This article discusses the critical role of cargo insurance in the safe and efficient distribution of COVID-19 vaccines, highlighting the logistical challenges and the importance of proactive risk management.

The NCCI Annual Insights Symposium provided a comprehensive overview of the workers compensation line's financial health, driven by payroll increases, moderate severity trends, and significant frequency declines. The event also explored future trends, including the impact of AI and innovation on workplace safety.

This article delves into the significance of Maritime Day, the often-overlooked world of marine insurance, and its crucial role in modern commerce. It highlights the importance of marine insurance in managing risks and ensuring the smooth functioning of global trade.

This article explores the safety of working in the marijuana industry, drawing on insights from Pinnacol Assurance's analysis of Colorado claims data. It highlights the strict regulatory oversight and increasing focus on safety and risk mitigation in the industry.

This article discusses the alarming rise in distracted driving during the pandemic, highlighting the increased risk of motor vehicle deaths and the prevalence of unsafe mobile device use while driving. It also explores the impact of work-related distractions and employer concerns about liability.

The 2019 WCRI Annual Conference emphasized the ongoing opioid crisis, affecting workers’ compensation insurance and the U.S. economy. The crisis is most concentrated among blue-collar trades and has significant economic costs.

This article discusses the decline in opioid prescribing for injured workers, focusing on states with higher-than-average prescribing rates and the rise of non-pharmacologic treatments. It emphasizes the importance of staying informed about the latest research and guidelines for effective pain management.

This article explores the top five challenges in the workers' compensation industry, including rate adequacy, the aging workforce, medical care costs, the gig economy, and workplace technology. It provides insights and solutions to help insurers navigate these challenges.

This article delves into the complexities of a proposed federal reinsurance program, examining its implications and drawing lessons from historical insurance programs like NFIP. It emphasizes the importance of actuarial soundness and risk-based pricing in insurance, offering insights and recommendations for consumers and policymakers.

This article discusses how Georgia can learn from Florida's legal reforms to stabilize insurance costs, highlighting the impact of litigation on insurance prices and the need for reform in Georgia.

This article analyzes the severe economic impact of COVID-19 on the world's largest insurance markets, predicting a slow recovery with multiple false starts and step backs. It also provides useful advice for both insurance companies and readers.

This article explores the rise of captive insurance in response to the financial challenges posed by the COVID-19 pandemic, focusing on its growth, application in the sports and entertainment industry, and impact on workers' compensation.

The Workers Compensation Research Institute (WCRI) has released its 2019 compendium on workers' compensation laws in the U.S. and Canada, offering insights into the subtle differences between jurisdictional laws and regulations. This article explores the sub-national control of workers' compensation, provides data comparisons, and offers practical advice for staying informed.

This article delves into the challenges faced by small businesses during the pandemic, using the story of Chelsea Bagel of Tudor City as a case study. It highlights the resilience and innovative strategies employed by business owners to survive and recover, offering valuable insights and advice for other small business owners.

This article discusses the impact of the COVID-19 pandemic on the U.S. legal system, highlighting the challenges faced by litigators and the strategies they can employ to navigate these challenges.

This article discusses California's wildfire risk and the state's commitment to addressing it, focusing on the budget allocation, rising insurance costs, and the role of reinsurance. It highlights the challenges faced by homeowners and businesses and provides useful advice for readers.

This article explores the importance of farm liability insurance, detailing coverage, exclusions, and the need for tailored policies. It emphasizes the necessity of consulting with insurance professionals to ensure adequate protection for various farm activities and scenarios.