Friday the 13th: How Insurance Can Turn Your Bad Luck into Good Fortune

Understanding Triskaidekaphobia

Superstitious people consider Friday the 13th an unlucky day. The irrational fear of the number 13 even has a scientific name: triskaidekaphobia. While Friday falls on the 13th at least once every calendar year, it can happen up to three times in the same year.

The Power of HO-3 Insurance Policy

Whether you believe in this unlucky day or not, if you have purchased an HO-3 insurance policy for your home you are protected against even more than 13 perils. According to a recent survey, 90% of homeowners who experienced a disaster felt relieved knowing they had adequate insurance coverage. This highlights the importance of being prepared for the unexpected.

Tips for Homeowners

Lucky for you, we’ve compiled all you need to know about the basics of homeowners insurance here. It's crucial to review your policy annually and ensure it meets your current needs. Additionally, consider increasing your coverage limits to keep up with rising construction costs. Remember, having the right insurance can turn your bad luck into good fortune.