Polar Vortex Strikes Again: How to Protect Your Home from Frozen Pipes

The Return of the Polar Vortex

As the polar vortex returns, plunging temperatures across the Midwest, it's crucial to take steps to protect your home from the potential damage caused by frozen pipes. The extreme cold can lead to burst pipes, which can result in costly water damage. According to the Insurance Information Institute, water damage from burst pipes can cost homeowners an average of $5,000 to repair.

Preventing Frozen Pipes

To avoid the hassle and expense of frozen pipes, it's important to take preventative measures. Consumer Reports recommends insulating pipes, allowing faucets to drip, and keeping the thermostat set at a consistent temperature. Additionally, the Insurance Information Institute provides a comprehensive checklist and survival guide for winterizing your home.

Insurance Coverage for Burst Pipes

If your pipes do freeze and burst, your homeowners insurance policy will likely cover the damage, provided you've taken reasonable steps to prevent freezing. However, it's important to review your policy to understand the specifics of your coverage. In some cases, you may need to purchase additional coverage for certain types of water damage.

In conclusion, with the polar vortex making a comeback, it's essential to prepare your home to withstand the extreme cold. By taking preventative measures and understanding your insurance coverage, you can protect your home and avoid costly repairs.