Auto Insurance

A study by the Insurance Research Council reveals public perceptions of attorney advertising and litigation funding's impact on auto insurance claims and costs. The findings highlight the need for education and improved claims processes to address rising insurance costs.

This article discusses the correlation between state cellphone bans and reduced crash rates, the ongoing issue of distracted driving, and the role of telematics in promoting safer driving practices. It highlights recent research findings and offers practical advice for readers.

This article explores how rating factors influence auto insurance pricing and discusses the implications of eliminating certain factors on insurance premiums.

This article explores the rapid growth of the cyber insurance market, driven by the increasing recognition of cyber risks and the need for comprehensive coverage. It discusses the dual nature of technological advancements, highlighting both the opportunities they present for cyber attackers and the tools they offer for cybersecurity managers. The role of cyber insurance in risk management is also examined, with a focus on how it can mitigate risks and improve cost containment.

This article analyzes California's $1.2 billion premium refunds to policyholders in response to COVID-19, detailing the distribution across different insurance types and discussing the implications of payment deferrals.

This article discusses the decline in uninsured driving in the U.S. in 2022, following a pandemic-driven rise. It explores the economic factors, legislative reforms, and regional variations in uninsured motorists, and provides useful advice for readers.

Michigan's personal auto insurance affordability has improved significantly after the 2019 reforms, according to a report by the Insurance Research Council. The study found that expenditures have fallen in Michigan while increasing in almost every other state, and the rate of uninsured motorists has also dropped.

This article explores the long-term impact of COVID-19 on auto insurers' profitability, examining immediate effects, potential market shifts, and four future scenarios outlined by McKinsey. It provides insights into how economic conditions, driving behaviors, and insurance policies interact, offering valuable advice for consumers.

This article explores the rising threat of catalytic converter theft, driven by the valuable metals they contain. It discusses the impact on vehicle owners, preventive measures, and insurance considerations, providing useful advice for readers.

This article delves into the current state of consumer awareness about personal cyber insurance, highlighting the findings of a recent survey by Triple-I and J.D. Power. It discusses consumer attitudes, market dynamics, and the impact of recent cyber events on the need for cyber insurance. The article concludes with actionable advice for both insurance professionals and consumers.

The White House's new National Cybersecurity Strategy heralds a major shift in how the U.S. addresses cyber threats, emphasizing collaboration, investment, and international partnerships.

Louisiana's auto insurance affordability has improved but remains the least affordable in the U.S. Key cost drivers and policy dynamics are analyzed, with recommendations for consumers.

This article explores the rising costs of commercial truck insurance premiums, examining factors such as social inflation and economic impacts, and offers strategies for carriers to manage these costs.

Louisiana faces the highest insurance costs in the nation due to various factors including high claim frequency, attorney involvement, and natural disaster risk. This article explores the reasons behind these high costs and their impact on the state's economy and population.

This article discusses the challenges of obtaining insurance for cryptocurrency and emphasizes the need for proactive security measures to protect digital assets.

This article explores the evolving landscape of cyber insurance, highlighting the increasing sophistication of cybercrime and the need for insurers to adapt and innovate. It discusses the profitability of cyber insurance, the role of reinsurers, and provides actionable advice for navigating this complex field.

This article discusses the alarming rise in elder fraud, the vulnerabilities introduced by digital transformation, and the growing threat of deepfakes. It emphasizes the importance of Personal Cyber Insurance as a comprehensive solution to protect against evolving cyber threats.

This article explores the challenges and projected improvements in commercial auto insurance profitability, highlighting the impact of COVID-19, inflation, and technological advancements on the industry. It provides insights and recommendations for navigating these complexities.

A survey by the Insurance Institute for Highway Safety reveals that many car owners are overly comfortable with their vehicles' driver-assist features, potentially putting themselves and others at risk. The study highlights the need for drivers to understand the limitations of these systems and remain vigilant.

This article discusses the impact of online car theft tutorials on rising insurance premiums, highlighting the role of social media in disseminating theft techniques and the resulting increase in vehicle thefts and insurance fraud.

Boise, Idaho, has been recognized as the city with the safest drivers in the nation, according to Allstate's America's Best Drivers Report. This article explores the factors contributing to Boise's safe driving record, Allstate's methodology for ranking cities, and the importance of infrastructure reform for road safety.

This article delves into the auto insurance affordability crisis in Louisiana, comparing it with other Southern states like Florida and Mississippi. It highlights the key factors contributing to the high costs, including litigation rates and underinsured motorists, and offers practical advice for readers.

This article delves into the relationship between credit-based insurance scores and insurance premiums, highlighting the findings of a recent study by the Insurance Research Council. It discusses the predictive power of these scores, the role of credit scores in determining insurance premiums, and addresses concerns about potential discrimination.

This article delves into the concept of risk-based pricing in insurance, explaining its importance, the role of data and actuarial science, and the balance between fairness and profitability. It also provides useful insights for both consumers and policymakers.