Auto Insurance

The COVID-19 pandemic has led to a significant increase in distracted driving in the United States, with evening and late-night driving seeing the most dramatic rise in distracted behavior. Telematics and public awareness campaigns offer potential solutions to this growing threat.

This article discusses the ongoing issue of weak passwords and their role in facilitating cybercrime, highlighting recent studies and the need for stronger cybersecurity measures.

This article discusses the potential negative impacts of two proposed Illinois bills on auto insurance rates, explains the concept of risk-based pricing, and suggests ways for policyholders to engage in the legislative process to promote fair insurance policies.

This article discusses the increasing frequency and severity of cyberattacks, particularly ransomware, and emphasizes the importance of cyber insurance and robust cybersecurity measures for businesses.

The U.S. property and casualty insurance industry has seen significant improvements in personal auto insurance results, leading to the second-highest net underwriting gain in any quarter since 2000.

This article analyzes the state-by-state affordability of auto insurance, highlighting historical trends and the impact of recent events like the pandemic. It also provides practical advice for consumers facing rising insurance costs.

This article explores the journey of Kevin Henderson, the Founder and CEO of Indenseo, and his insights on the future of telematics in insurance. It discusses the role of data, the impact of COVID-19, and future trends in the industry.

This article explores the intersection of man-made and natural hazards, using recent events like the Colonial Pipeline ransomware attack and the Ever Given Suez Canal blockage to illustrate the need for a resilience mindset. It emphasizes the importance of robust cybersecurity, diversified supply chains, and proactive risk management.

Georgia's personal auto insurance affordability has significantly worsened, ranking 47th among all states. Factors contributing to this decline include economic inflation, rising replacement costs, risky driving behavior, and legal system abuse.

This article examines the rising cost of personal auto insurance, focusing on the increase in claim severity despite a decline in frequency. It discusses the impact of COVID-19 on insurance costs and highlights state variations in insurance costs, offering insights into the factors driving these trends.

This article delves into Florida's assignment of benefits crisis, exploring the rise in litigation and its impact on consumers. It provides insights on how to protect oneself from inflated claims and lawsuits.

This article explores why, despite cyber insurance claims being paid, many businesses still believe they don't. It delves into the perception versus reality of cyber insurance claims, using the Mondelez case as an example, and offers insights on how to bridge the gap between perception and reality.

This article discusses the rising cost of data breaches in a remote-work environment, the role of AI and automation in mitigating these costs, and the importance of cyber insurance and best practices for cyber defense.

This article discusses the increase in traffic fatalities in New York City and other states despite reduced driving during the COVID-19 pandemic, attributing the rise to speeding and reckless driving. It also highlights national trends and provides data comparisons.

This article delves into the factors contributing to Florida's auto insurance affordability crisis, highlighting the cost drivers and the efforts being made to improve the situation.

A Chubb study reveals significant differences in insurance-buying behavior across generations, with Millennials and Gen Z more likely to seek advice from agents and rely on social media reviews. This article explores these findings and offers practical advice for insurance providers.

This article discusses how less complex security systems, along with the use of AI and automation, can significantly reduce the costs associated with data breaches. It also highlights the importance of involving law enforcement and the growing demand for cyber insurance.

Michigan's no-fault auto insurance reform has led to fewer claims and lower premiums, with significant decreases in PIP and liability premiums. The reform law includes provisions to reduce PIP medical benefits, institute cost controls, and broaden regulatory authority.

Cowbell Cyber is revolutionizing cyber insurance for small and medium enterprises with its AI-powered platform, Cowbell Prime 100, which offers real-time, individualized coverage assessments and continuous monitoring.

This article discusses the alarming rise in catalytic converter thefts, the legislative and law enforcement responses, and practical steps individuals can take to protect their vehicles.

The 2022 Triple-I Joint Industry Forum revealed a shift in cyber criminal tactics, focusing on 'softer targets' and leveraging reputational threats. The sophistication of attacks has grown, with state-sponsored actors and the IoT presenting new vulnerabilities.

This article explores the growing importance of cyber insurance, the role of public-private partnerships in mitigating cyber risks, and strategies for businesses to secure comprehensive coverage. It provides insights and recommendations for navigating the evolving cyber insurance landscape.

This article discusses the comparison between cyber insurers and mortgage-backed securities investors before the 2008 financial crisis, highlighting the differences in their practices and the collaborative efforts insurers are making to mitigate cyber risks.

This article discusses the adoption of 'Vision Zero' policies by local governments in the United States to reduce roadway fatalities to zero, inspired by Sweden's success with the initiative. It highlights the Vision Zero Network's role in assisting local governments and provides a case study of Hoboken's successful implementation of the program.