Auto Insurance

Florida's recent AOB reform bill, while a step forward, may not be enough to address the systemic issues in the state's insurance system. The focus on property insurance may lead to a shift in abuse to other lines, highlighting the need for continued vigilance and comprehensive reform.

This article explores the nuances of animal damage and insurance coverage, focusing on homeowners and personal auto insurance. It highlights the limitations of standard policies regarding pet damage and the potential coverage for wild animal damage, providing useful insights and practical advice for readers.

This article delves into the intricacies of auto insurance rating factors, explaining how insurance scores are determined and why they matter. It also discusses recent research that challenges the assumption that insurance scores act as a proxy for income, and explores why credit scores can predict auto insurance losses.

The Florida Senate has passed a bill to reform the state's insurance assignment of benefits (AOB) system, addressing longstanding issues that have led to inflated claims and massive lawsuits, ultimately driving up insurance costs for consumers.

This article examines the rising auto insurance premiums in the United States, discussing the factors driving the increase and the potential impacts of regulation. It also provides useful advice for consumers.

This article analyzes the decline in auto insurance rates in 2020, driven by pandemic-related discounts and reduced driving. It also discusses the impact of the Consumer Price Index (CPI) and provides a historical perspective on rate trends.

This article examines the recent surge in thefts of Kia and Hyundai vehicles, attributing the trend to the absence of electronic immobilizers and the impact of the pandemic. It also discusses preventive measures and the financial impact of vehicle thefts.

This article discusses the surprising decline in auto insurance prices since February 2018, which has occurred despite general inflation. It explores the challenges in calculating insurance prices and provides recommendations for consumers to take advantage of the current market conditions.

The Allianz Risk Barometer survey reveals that cyber incidents are the top business risk in 2022, followed by business interruption and natural catastrophes. Pandemic preparedness and regulatory changes also feature prominently, highlighting the need for enhanced resilience and proactive risk management.

This article discusses the challenges faced by driverless vehicles in urban environments, particularly in dealing with bicycles. It highlights the unpredictability of cyclists and suggests that further technological advancements and careful planning are needed for the successful integration of autonomous vehicles into bicycle-heavy environments.

This article explores the traditional and pandemic-related safety concerns associated with Halloween, offering practical tips and insights to ensure a safe and enjoyable celebration.

This article provides a comprehensive analysis of car insurance prices, highlighting how they have grown more slowly than inflation and comparing them to other services like hospital services and cable TV. It also discusses the role of competition among insurers and the increasing options for consumers with usage-based insurance.

The average ransomware payment increased by 104% in Q4 2019, reflecting the diversity of cyber criminals attacking companies. Large enterprises are increasingly targeted, with ransom demands reaching seven figures. The total cost of a ransomware attack includes ransom payment, remediation costs, lost revenue, and potential brand damage.

This article provides a comprehensive guide on the types of insurance coverage available during a move, highlighting the differences between professional movers' coverage and self-moving options. It also emphasizes the importance of understanding and reviewing insurance policies when relocating to a new state or area.

This article explores the impact of COVID-19 on the insurance industry, focusing on auto insurance, business interruption insurance, and cyber threats. It provides insights into the industry's response and offers practical advice for consumers.

This article explores the impact of the COVID-19 pandemic on various sectors of the insurance industry, including auto insurance, business interruption, and the property and casualty industry. It highlights the challenges faced by insurers and provides insights into the evolving landscape.

This article discusses the various responses from auto insurers to the COVID-19 pandemic, including refunds, relief funds, and community support. It highlights the specific measures taken by major insurers and emphasizes the importance of customers contacting their insurers for individual support.

This article discusses a unique incident where a fish dropped by a bird smashed a car's windshield and explores whether insurance would cover such an event. It also provides insights into the current trends in auto insurance coverage and offers practical advice for readers.

This article discusses the lethal impact of cyberattacks on healthcare, highlighting the increased death rates among heart patients due to delays in ECG times. It also covers the growing threat to healthcare systems and provides recommendations for enhanced security measures.

This article discusses the concept of social inflation and its impact on insurance costs, focusing on Florida's assignment of benefits crisis. It explores the legislative and economic factors contributing to this issue and discusses recent efforts to reform the system.

This article explores the rising costs of insurance premiums driven by inflation, focusing on the struggles of auto insurance and offering insights for both consumers and insurers.

This article provides a comprehensive guide on preventing tree damage to property, discussing the dual nature of trees, maintenance practices, and insurance coverage. It also includes practical tips and real data to help homeowners safeguard their assets.

This article explores the heightened risks associated with driving during the holiday season, including drunk driving, weather conditions, and stress-related factors. It provides practical tips for safe driving and emphasizes the importance of vigilance and preparation.

This article discusses the current state of auto insurance rates, explaining that they are not soaring but rather returning to pre-pandemic levels. It also explores the impact of pandemic-driven changes and the new normal of increased risk on premiums.