Unsung Heroes: The Impact of Workers' Comp Adjusters on Injured Workers' Lives
The Vital Role of Workers' Comp Adjusters
Victoria Aumiller, a claims specialist at Chesapeake Employers Insurance, reflects on her 14-year career and the profound impact she and her peers have on injured workers and their families. 'Being injured is painful for the worker and scary for the family,' she said, adding, 'it's very fulfilling to make the experience less frightening and to help the worker navigate the medical and claims process.'
National Workers' Comp Adjuster Day
National Workers' Comp Adjuster Day, observed on August 17, honors the significant contributions of adjusters like Aumiller. Sheila Fortson, director of Corporate & ESG communications at NCCI, emphasized the value of their work, stating, 'Their job is incredibly valuable. It's a day of celebration, not only for workers comp. adjusters, but also for those who appreciate and respect their profession.'
The Complexity and Reward of the Job
Workers compensation claims adjusters are licensed by the states in which they work. Their duties include analyzing complex claims, reviewing documentation, and authorizing payments. Tess Madison, a claims specialist with The MEMIC Group, enjoys the variety of people she interacts with daily. 'We get to experience all spectrums of society and forge working relationships with injured workers, but also attorneys, medical providers, employers, and nurses. Working together for one common goal is a great aspect of the job.'
According to recent data, the average time to process a workers' compensation claim has decreased by 15% over the past five years due to improved technology and more efficient adjuster practices. This reduction in processing time has significantly alleviated the financial burden on injured workers, many of whom live paycheck to paycheck.
For those considering a career in workers' compensation, it's essential to have strong communication skills, empathy, and a thorough understanding of the legal and medical aspects of claims. Continuous education and staying updated with industry trends are also crucial for success in this field.