Dog Bite Claims Surge: Understanding the Rising Costs and Prevention Strategies

Dog-Related Injury Claims on the Rise

Insurers paid $1.12 billion in dog-related injury claims in 2023, according to research by Triple-I and State Farm. The total number of dog-bite and related claims was 19,062 in 2023 – an increase of more than 8 percent from 2022 and a rise of 110 percent over the past 10 years. However, the average cost per claim decreased from $64,555 in 2022 to $58,545 in 2023. California, Florida, and Texas had the most claims.

The Importance of Education and Training

“Education and training for owners and pets is key to keeping everyone safe and healthy,” said Janet Ruiz, director of strategic communications at Triple-I. “As the largest property insurer in the country, State Farm is committed to educating people about pet-owner responsibility and how to safely interact with dogs,” added Heather Paul, media relations specialist at State Farm. During Dog Bite Prevention Week (April 7 – 13), a coalition of veterinarians, animal behavior experts, and insurance representatives urge people to understand the risks dog bites pose to people and other pets and the steps required to prevent bites from happening.

Preventative Measures and Community Involvement

“Dogs are not just pets; they are beloved members of our households, providing joy, companionship, and comfort in our lives,” said Dr. Rena Carlson, president of the American Veterinary Medical Association (AVMA). “Together, we can nurture the bonds we share with our dogs and ensure the safety of our families and communities.” Tips to prevent dog bites include ensuring your pet is healthy, prioritizing proper socialization, taking it slow, understanding your dog’s needs, educating yourself in positive training techniques, being responsible about approaching other people’s pets, making sure you are walking your dog on a leash, and always monitoring your dog’s activity.