This article follows Robert Stevenson's journey from Savannah to New York City, where he became a State Farm life insurance agent. It also provides advice for aspiring agents and addresses common misconceptions about life insurance....

This article discusses the future of Social Security, highlighting the potential crisis and exploring possible solutions and legislative efforts....

This article provides a comprehensive overview of the insurance industry's response to Hurricane Ian, highlighting the launch of the IICF Hurricane Ian Relief Fund, the crucial role of nonprofits in disaster relief, and the industry's commitment to charitable giving....

This article discusses the role of insurance in the development of offshore wind farms, highlighting the growing contribution of wind power to U.S. energy generation, the complexity and risks of offshore wind operations, and the insurance solutions available for such projects....

This article discusses the benefits of tuition insurance, including its ability to refund college costs in case of unexpected withdrawals due to illness, accident, or mental health issues. It also highlights the lack of guaranteed refunds from universities and the customizable nature of tuition insurance policies....

This article discusses the global and domestic concerns of flood risks, the role of the private sector in flood risk management, and the strategies for building a resilient future. It emphasizes the need for a holistic approach involving technology, public policy, finance, and science to mitigate flood risks effectively....

This article explores the rapid evolution of cyber insurance, the impact of the pandemic on cyber risk, and the responses from insurers. It emphasizes the importance of proactive cyber risk management for businesses....

This article explores the growing threat of climate-driven disasters and the need for insurers to adapt their strategies. It discusses the importance of advanced data capabilities and the role of government policies in mitigating these risks....

This article explores recent legal developments in gun liability, including the first legal victory against a gun manufacturer and San Jose's mandatory gun liability insurance. It discusses the implications for insurers and the broader societal shift towards gun responsibility....

This article discusses the impact of the COVID-19 pandemic on the U.S. insurance industry, focusing on the stable outlook for health insurance, the pressure on commercial mortgage portfolios, and the call for Medicaid expansion. It also provides practical advice for those seeking health insurance during these challenging times....

This article explores the types of insurance available to protect outdoor events and attendees from adverse weather and unforeseen circumstances, including weather insurance, special event insurance, and ticket insurance. It also provides useful tips for event organizers and attendees to ensure they are adequately protected....

This article provides essential tips and real-world data on how to stay safe during flood season. It emphasizes the deadly impact of floods, offers practical advice for protecting your family, and highlights the importance of flood insurance and staying informed....

This article delves into the world of weird insurance policies, focusing on Lloyd's of London's innovative approach to unusual risks. It discusses the criteria for insurability and the flexibility of this concept, drawing parallels with current trends like cyber insurance....

This article explores the growing threat of deepfakes to privacy, security, and trust, focusing on their impact on individuals, businesses, and national security. It also discusses the gender-based harassment facilitated by deepfakes and the financial and reputational risks to businesses....

This article delves into the Senate Judiciary Committee's hearing on COVID-19 fraud, focusing on the various types of fraudulent activities that have emerged during the pandemic and the law enforcement agencies' response and prevention strategies....

This article explores the growing need for human-wildlife conflict insurance as human populations expand into natural habitats, discusses the limitations of existing compensation schemes, and highlights the potential of microinsurance as a sustainable solution....

This article provides a comprehensive guide to understanding and navigating the risks associated with deer season, including data on accidents, insurance claims, and practical tips for safer driving....

This article explores the challenges faced by essential workers and others in obtaining workers' compensation for COVID-19 infections, highlighting the need for better protection and understanding of state-specific policies....

This article discusses Hurricane Sally's slow progression, potential for catastrophic rainfall, and the importance of emergency preparedness for residents along the northern Gulf Coast....

This article explores how the Terrorism Risk Insurance Act (TRIA) would handle a repeat of the 9/11 attacks, examining the evolution of the terrorism insurance market and the financial implications of such an event. It also discusses future scenarios and policy implications, providing useful insights for readers....

This article delves into the concept of policyholder surplus in the insurance industry, explaining its significance and the factors that influence its availability. It also discusses current challenges and provides useful insights for readers....

This article explores the intersection of COVID-19 and cybersecurity, focusing on the rise of virtual conferences and the increased cybersecurity risks associated with remote work. It provides strategies for mitigating these risks and concludes with practical advice for organizations....

This article explores the role of FEMA's flood maps in risk identification and how additional maps from various sources can provide a more comprehensive view of flood risks. It emphasizes the importance of understanding these maps for informed decision-making by homeowners and businesses....

This article discusses Apple's strategic decision to close two stores in the Dallas suburbs, potentially in response to patent troll litigation in the Eastern District of Texas. It also explores the broader implications of fiscal competition and patent law for businesses....